Making Sense of Money

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'22 to $1 Million

For years, I've always been an avid reader of financial blogs & publications.

 

And for many years I've always seen stories of couples who saved enough money to retire in their early 50's, 40s' and even their 30's.

As I thought back to those stories, I couldn't recall seeing any feature minority couples.

I've decided to change that narrative & thus " '22 to $1Million" was born.

 

Simply put,  my wife & I have put together aggressive savings & investment strategy, in hopes that we can work towards and early retirement and achieve a $1 Million portfolio by the end of 2022.

​To reach our goal will will make some simple lifestyle changes, along with the following:

  • Increase my 401K contribution from 12% to 21%

  • Contribute 8% to my wifes 401K

  • Invest an additional 12% between our Roth IRA and Personal Investment

  • Achieve a 13% annual return

While hitting and possibly exceeding our goal is the plan, we also hope that we can provide some simple strategies to challenge & motivate you to improve your families finances as well!

I hope you all join us on our journey as I will document everything for the blog!

Ready? Set. Save!

Ongoing Portfolio Value:​

  • ​8/1/2017: $425,396

  • 9/1/2017: $459,943  +8%

  • 10/1/2017: $449,598 -3%

  • 11/3/2017: $486,595 +8%

  • 12/1/2017: $491,040 +1%

  • 2/1/2018 $506,349 + 3%

  • 3/1/2018  $517,563 +2%

  • 4/1/2018 $502,364 -3%

  • 5/1/2018 $510,032 +1%

  • 6/1/2018 $542,297 +6%

  • 7/1/2018 $546,234 +1%

  • 8/1/2018 $566,978 +4%

  • 9/1/2018 $611,793 +8%

  • 11/1/208 $525,353 -14%